Funding Your Course

  • **SAAS will no longer be accepting funding applications for this academic session 2016/17, from 31st March 2017**.

    **If you haven't already applied, do so now, to avoid having to pay tuition fees**

     

    This section will primarily provide you with information on what statutory funding is available to you as you commence or continue on your course of study. Not all type of students will be eligible for the same funding and some might not be eligible for any statutory funding at all so it is important that you do your research. Our role is to make you aware of the funding available to you so that you can make an informed decision about your studies. 

    You should also think about how you are going to spend your student funding and consider if it will be enough to live on while you study. You should visit our Money Advice page for more information on how to make your money go further.

    If you would like to know more about any additional funds you may be able to apply for, please visit www.uws.ac.uk/funds for details.


  • Benefits: Student funding can affect benefit entitlements. Check this out early to avoid any disappointment.  Visit our dedicated benefits page here.

    Need More Help?
    Our Funding & Advice Team are happy to help you understand the different funding opportunities and clarify anything you may find confusing. Click here to arrange an appointment with an adviser.

  • Check out these funding guides and booklets

    Pre Entry Money Mag image

     

    repeat Funding leaflet pic

     Interuption Leaflet January 2017 front page

    Funding guide image

  • What is statutory funding?

    Statutory funding is the funding you are entitled to receive as help towards your studies. It usually comes from government and can include support towards tuition fees and living costs. Not all courses or levels of study have statutory funding attached so it is important you do your research before committing to a course of study.

  • Funding Your Course

    • Full-time Undergraduates from Scotland
      +-

      Pre-reg Nursing/Midwifery? This information does not apply to you. Check out your dedicated section below.

      Funding for students from Scotland is administered by an agency of the Scottish Government known as SAAS (Student Awards Agency Scotland). The SAAS website has a lot of useful information for Scottish students, as well as a very handy SAAS Funding Guide 2017-2018

      In basic terms, student funding packages are made up of support for tuition fees and support for living costs in the form of a bursary and/or a student loan. You must apply to SAAS every year for funding, even if you just want tuition fee support. Applications are done online, through the SAAS website.

      There are quite complex rules about how previous study/funding can affect the funding you are entitled to. If you have already had funding for the level of study you want to do we recommend you contact a member of our team who can advise you what funding you are entitled to. 

      Tuition Fees:
      It currently costs £1,820 per year for Scottish students to study a degree in Scotland. The cost of tuition for eligible Scottish students are met by SAAS each year but you can usually only get this funding once at each level of study, with an extra year of funding available in case of emergencies. 

      Bursary*:
      There are 2 types of bursary – Young Student Bursary and Independent Student Bursary. The one you can apply for depends on your age and circumstances. You will find full details on pages 2 and 3 of the SAAS Funding Guide 2017-2018. This is the part of your student package that you don’t have to repay. You can usually only get this funding once at each level of study, with an extra year of funding available in case of emergencies. 

      *There are some additional grants available to certain students. See page 9 of the SAAS Funding Guide 2017-2018  for more information. 

      Student Loan:
      Student loans are available on top of bursaries and are the largest element of your student support package. You do not have to take out the student loan, or can elect to take out only a proportion of what you are offered. The student loan is repayable and does accrue interest but it is much cheaper than other types of finance such as bank loans, overdrafts or credit cards. 

      Interest on your loan is linked to inflation. This means the amount you pay back will be about the same in real terms as the value of the amount you borrowed. You start repaying the student loan after you leave your course, get a job and are earning over a certain amount which increases year on year (in other words, the repayment is income-contingent). Most students will repay their loans through HM Revenue and Customs either by employers taking amounts from pay through the PAYE system or through the tax self-assessment process. How quickly you repay your loan will generally depend on how much you earn. You can also make voluntary payments, at any time, direct to the SLC. 

      Worried about the loan?
      If the thought of having student loan debt worries you, we can discuss it with you and make sure you have the facts before making a decision. If you feel that you can afford to get through your studies without the loan, and without accessing other types of debt, by all means don’t take out a student loan. However, if you can’t get by on only the bursary, the student loan is the cheapest form of credit available and comes with a level of protection that other debts don’t (i.e. only repaying when you earn over the threshold).

      Additional Funds:
      The university administers a range of childcare and discretionary funds. To check your eligibility visit www.uws.ac.uk/funds

       

    • Care Experienced Undergraduates from Scotland
      +-
      If you are under 26 at the start of your course and have been in the care of a local authority, your total funding package will be paid as a bursary.

      Use the section above to see what level of funding you will receive (up to £7,625), but instead of this being paid as part bursary and part student loan, it will all be paid as a non-repayable bursary.

      You cannot apply for a student loan for living costs on top of this.

      Additional Funds:
      The university administers a range of childcare and discretionary funds. To check your eligibility visit www.uws.ac.uk/funds
    • College to University
      +-

      If you are making the move from college to university, you’ll apply for your funding through the same organisation that funded your college studies. For most students this is the Student Awards Agency for Scotland. Check out the sections above to read about the funding available to you when you come to university.

      You can also check out From College to University: A Funding Guide for information that will help you prepare financially for this transition.

      In basic terms, SAAS fund you once at each level of study. If you are moving from an HNC into Year 2 of a degree, or from an HND into Year 3 of a degree, you will be able to claim SAAS funding as normal as you are progressing onto a new level.

      If you decide to move from an HNC to Year 1 of a degree, or from an HND to Year 2 of degree, you are not progressing, but can claim SAAS funding as they have a rule that allows this when you are ‘articulating’.

      If you are unsure how your previous study will affect your entitlement to funding, please get in touch and we will do our best to advise you.

    • Full-time Undergraduates from England, Wales or Northern Ireland
      +-

      Pre-reg Nursing/Midwifery? This information may not apply to you. Check out your dedicated section below.

      Students from the Rest of the UK (RUK) are subject to different rates of Tuition Fees than their Scottish counterparts. If you are coming to study at UWS from the rest of UK, you will also apply for your statutory funding from a different funding body.

      In basic terms, student funding packages are made up of support for tuition fees in the form of a tuition fee loan/grant and support for living costs in the form of a grant (which is not repayable) and/or a student loan. You must apply every year for funding. To qualify for assistance you must be eligible under the criteria set out by your funding body. These criteria may relate to residency, previous study etc.

      You can use the links below to find out what student funding you are entitled to. 

      Students from England:

      Your funding body will be Student Finance England. You can find out more about the support available to you and details of how to apply at www.gov.uk/student-finance.

      In basic terms, you may be able to get up to £9,000 as a Tuition Fee Loan and a Maintenance Loan that’s value will vary depending on where you live, where you study and what your household income is. You may also be able to claim extra help through additional grants such as the Childcare Grant and Parents’ Learning Allowance.

      Students from Northern Ireland:

      Your funding body will be Student Finance NI. You can find out more about the support available to you and details of how to apply at www.studentfinanceni.co.uk

      In basic terms, you may be able to get up to £9,000 as a Tuition Fee Loan and a Maintenance Loan that’s value will vary depending on where you live, where you study and what your household income is. You may also be able to claim a Maintenance Grant or Special Support Grant if your household income is low. In addition, you may also be able to claim extra help through additional grants such as the Childcare Grant and Parents’ Learning Allowance.

      Students from Wales:

      Your funding body will be Student Finance Wales. You can find out more about the support available to you and details of how to apply at www.studentfinancewales.co.uk.  

      In basic terms, you may be able to get up to £9,000 through a combination of a Tuition Fee Loan and Fee Grant, and a Maintenance Loan that’s value will vary depending on where you live, where you study and what your household income is. You may also be able to claim a Welsh Government Learning Grant or Special Support Grant if your household income is low. In addition, you may also be able to claim extra help through additional grants such as the Childcare Grant and Parents’ Learning Allowance.

      Additional Funds:
      The university administers a range of childcare and discretionary funds. To check your eligibility visit www.uws.ac.uk/funds

    • Part-time Undergraduates
      +-

      If you are thinking about studying at UWS on a part-time basis, you should also visit www.uws.ac.uk/pt for details of courses and information sessions. 

      Part Time Fee Grant 
      The Part time Fee Grant is administered by the Student Awards Agency Scotland (SAAS). It is designed to provide some support to people who have an income of £25,000 a year or less and want to do part time study. The Part Time Fee Grant is calculated based on the number of credits you are studying (you can study between 30 and 119 credits in an academic year to qualify) and is worked out on a pro-rata basis in relation to fees for full time undergraduates.

      A module at the UWS is worth 20 credits, meaning you can use this scheme to fund your studies if you undertake at least 2 modules in an academic year, but no more than 5.

      For example, full-time undergraduate fees for Scottish students are £1,820 for a year. This covers 120 credits. A part-time student wishing to study 60 credits, which is half of the credits in a full-time year, will be able to get half of the cost of a full time year, so £910 towards tuition fees.

      Applications to SAAS are only accepted for up to 6 months after your course starts. You can download an application form from the SAAS website here when the applications are available.

      You can only submit your application once in the year, so it is very important that you take the time to ensure it covers the study you wish to take throughout the entire academic year. 

      Once you have completed the application form, an Education Guidance Adviser, or other nominated person from you school, needs to complete the relevant section to authorise your programme of study. You should then post your application to SAAS within the deadline. If your application is successful you will be sent an award letter which you should then submit to our Finance department where the funding will be claimed. 

      ILA200 (Skills Development Scotland Individual Learning Account)
      The Skills Development Scotland Individual Learning Account can contribute £200 towards the cost of your studies if you meet the eligibility criteria. You can see the full eligibility criteria here to assess if this is the right form of funding for you.

      Please note: If your application for ILA funding is successful, you will be unable to apply for any Student Awards Agency For Scotland (SAAS) funding (either Part-Time Fee Grant or full-time support) for the duration of your ILA learner year.  

      Employer Sponsorship
      Many students will undertake part-time studies as part of their professional development. If your employer is funding this, you should contact the Finance Department to make arrangements.

      Self Funding 
      If you are paying your own fees, you should contact the Finance Department to make arrangements.

       

       

    • Postgraduates from Scotland
      +-

      Undertaking a PGDE? You are funded through the undergraduate funding system so please check out our other section.

      Student Awards Agency for Scotland (SAAS):
      From 2017/18, SAAS will provide funding for taught postgraduate studies up to masters level as long as you have not already used UK or EU funds to study at this level.

      Postgraduate Social Work courses fall under the remit of the Scottish Social Services Council (SSSC) who decide the level of funding available and which students can access that funding. Students cannot apply to SAAS as an alternative source of funding if they are unsuccessful in gaining funding from the SSSC.

      Full-time students studying a one year taught postgraduate programme, will be able to apply to SAAS for the Tuition Fee Loan AND Living Cost Loan. The tuition fee loan is worth up to £5,500 and the living cost loan is worth £4,500 and is not income-assessed.

      Part-time students undertaking an eligible course over two years can apply for a tuition fee loan of up to £2,750 per year.

      You can apply for this funding from April and will find more information on the SAAS website here. You can also find out more about how the Tuition Fee and Living Cost Loan works, and how it should be repaid, by visiting the SAAS website here.

      The Alternative Guide to Postgraduate Funding:
      There are lots of alternative sources of funding, like charities and trusts, that can help fund your postgraduate studies. These can include grants that can pay tuition fees, living cost support and funding for research expenses. The Alternative Guide to Postgraduate Funding is a web resource that UWS subscribe to, making it free for our students and prospective students to use.

      You can use the Alternative Guide to search a funding database of over 600 charities and trusts and access comprehensive guidance on how to produce a high quality application.

      Accessing from a campus PC? Click here and you can automatically log in without creating an account.

      Already have a UWS email account? Simply click here and you can create an account in less than 30 seconds.

      Are you a prospective student? We understand you won’t be able to access our campus PC’s nor will you have a UWS email address. Simply email us and we will send you a PIN to access this resource.

      Other things to consider...
      We also provide a starting point for further research at www.uws.ac.uk/trusts although this is not exclusive to postgraduate students. We would encourage you to see this, along with the Alternative Guide to Postgraduate Funding, as a starting point only.

      Additional Funds:
      The university administers a range of childcare and discretionary funds. To check your eligibility visit www.uws.ac.uk/funds

       

    • Postgraduates from the Rest of UK, EU or International Students
      +-
      Undertaking a PGDE? You are funded through the undergraduate funding system so please check out our other section.

      Students from England - Postgraduate Loans for Masters:

      If you ordinarily live in England, you can now apply for a postgraduate loan for masters courses. You'll be able to borrow up to £10,000 to pay your fees and help with living costs. You can find more information at www.gov.uk/funding-for-postgraduate-study including eligibility criteria, information on making repayments and details of how and when you can apply.

      Students from Northern Ireland or Wales are currently not able to claim any funding for postgraduate studies through government.

      Students from the EU
      who are studying a taught postgraduate up to masters level as long as you have not already used UK or EU funds to study at this level. Full-time students studying a one year taught postgraduate programme, will be able to apply to SAAS for a Tuition Fee Loan worth up to £5,500. Part-time students undertaking an eligible course over two years can apply for a tuition fee loan of up to £2,750 per year.

      You can apply for this funding from April and will find more information on the SAAS website here. You can also find out more about how the Tuition Fee Loan works, and how it should be repaid, by visiting the SAAS website here.

      You will not receive funding to support your cost of living so should carefully consider how you will meet these costs during your studies. Please visit our Money Advice page for information on how you can make your money go further. This includes information on housing, food, banking and lifestyle choices.

      The Scottish Government does not provide any statutory student funding to International students studying in Scotland. To find out everything you need to know about being an international student at UWS, you should visit www.uws.ac.uk/international-students

      The University does offer several scholarship and incentive schemes. You can find full details online here.

      The Alternative Guide to Postgraduate Funding:
      There are lots of alternative sources of funding, like charities and trusts, that can help fund your postgraduate studies. These can include grants that can pay tuition fees, living cost support and funding for research expenses. The Alternative Guide to Postgraduate Funding is a web resource that UWS subscribe to, making it free for our students and prospective students to use.

      You can use the Alternative Guide to search a funding database of over 600 charities and trusts and access comprehensive guidance on how to produce a high quality application.

      Accessing from a campus PC? Click here and you can automatically log in without creating an account.

      Already have a UWS email account? Simply click here and you can create an account in less than 30 seconds.

      Are you a prospective student? We understand you won’t be able to access our campus PC’s nor will you have a UWS email address. Simply email us and we will send you a PIN to access this resource.

      Other things to consider...
      We also provide a starting point for further research at www.uws.ac.uk/trusts although this is not exclusive to postgraduate students. We would encourage you to see this, along with the Alternative Guide to Postgraduate Funding, as a starting point only.

      Additional Funds:
      The university administers a range of childcare and discretionary funds. To check your eligibility visit www.uws.ac.uk/funds
    • Pre-Registration Nursing and Midwifery for students from Scotland
      +-

      NB: This funding has changed for 2017-18 and we expect further changes to be introduced for 2018-19.

      If you are thinking about studying a pre-registration Nursing or Midwifery course at UWS, it is important you understand that the funding rules for these courses are very different than other undergraduate courses. Nursing and Midwifery students receive funding through the Nursing and Midwifery Student Bursary Scheme (NMSB) which comes from the Scottish Government Health Directorate but is administered by an agency of the Scottish Government known as SAAS (Student Awards Agency Scotland).

      In basic terms, funding for Nursing and Midwifery students is in the form of non-repayable bursaries/grants. Nursing and Midwifery students from Scotland do not apply for a student loan and cannot choose to apply for one on top of their statutory funding. The Nursing and Midwifery Student Bursary Scheme (NMSB) consists of a bursary that is not income assessed and a number of additional bursaries/grants that are dependent on your circumstances.

      There are no tuition fees for Scottish students studying pre-registration Nursing/Midwifery. This is because the university is funded by the government to produce a registered nurse or midwife. If you have been offered a place on the course, you should consider this to be a funded place in relation to tuition. 

      The SAAS website details the financial support available and how you can apply. In basic terms, the package of support can be made up as follows:

      Standard Nursing and Midwifery Students Bursary: £6,578 per year.
      Single Parents Allowance: £2,303 per year.
      Childcare Allowance for registered care: up to £2,466 per year (less only if the registered childcare amounts to less)
      Dependents Allowance: £3,640 for first dependent child* and £557 for each other dependent child

      *Students with a spouse or partner on very low incomes may claim this allowance for that spouse or partner instead of a dependent child, and a further £557 for each dependent child.

      For example, a single mother with 2 dependent children, using registered childcare that costs £3,000 for the academic year would receive:
      Standard Nursing and Midwifery Students Bursary: £6,578 per year.
      Single Parents Allowance: £2,303 per year.
      Childcare Allowance for registered care: £2,466 per year
      Dependents Allowance: £3,640 for first dependent child and £557 for second dependent child
      Total: £15,544 per academic year

      Benefits:

      The funding received through student support packages is used to calculate benefit entitlements. If you receive benefits, such as Housing Benefit, before embarking on your studies, please be aware that it is likely these will stop due to your income from student support. Please plan ahead accordingly and do not rely on any income from benefits until you are sure your entitlement has been calculated accurately.

      Additional Funds:

      The university administers a childcare fund to students who are unable to afford to pay for this themselves. You can read more about this at www.uws.ac.uk/funds

      During your studies, you may also be able to access a small hardship fund. This is limited and can only support instances of unexpected hardship rather than longer term financial shortfalls. You should therefore ensure you carefully consider the financial implications of study and take the time to plan ahead appropriately. You can read more about this at www.uws.ac.uk/funds

    • Pre-Registration Nursing and Midwifery for Rest of the UK, EU or International students
      +-

      *This information is for new students. Continuing students’ arrangements remain unchanged and you should continue to apply to SAAS.  

      Students from England should apply to Student Finance England for support. Please see the section above titled ‘Full-time Undergraduates from England, Wales or Norther Ireland’, specifically the details for Students from England.

      Students from Wales should apply to Student Finance Wales for support. Please see the section above titled ‘Full-time Undergraduates from England, Wales or Norther Ireland’, specifically the details for Students from Wales.

      Students from Northern Ireland should apply to Student Finance NI for support. Please see the section above titled ‘Full-time Undergraduates from England, Wales or Norther Ireland’, specifically the details for Students from Northern Ireland.

      Students from the EU: There are no tuition fees for EU students on these courses. This is because the university is funded by the government to produce a registered nurse or midwife. If you have been offered a place on the course, you should consider this to be a funded place in relation to tuition. You cannot claim any support through the Scottish Government for living costs, so it is vitally important you consider how you will support yourself during your studies.

      International Students: International students will have a Tuition fee to pay. You should consult our Finance Department to find out how much this is and how you can pay. You cannot claim any support through the Scottish Government for living costs, so it is vitally important you consider how you will support yourself during your studies.

    • MSc in Adult/Mental Health Nursing or Midwifery, with Registration
      +-

      This 2 year pre-registration course is designed to allow graduates of related degrees (such as biological, health, social science, etc.) to build on those degrees to become a registered Adult/Mental Health Nurse or Midwife. Some people may call this type of course a ‘conversion’ course, as you would effectively be converting the knowledge and skills you attained through your undergraduate degree.

      Students from Scotland should consult the section above titled ‘‘Pre-Registration Nursing and Midwifery for students from Scotland’

      Students from elsewhere should consult the section titled ‘Pre-Registration Nursing and Midwifery for Rest of the UK, EU or International students’

      Please note: As this course is designed for students who are not already registered with the Nursing and Midwifery Council, the assumption will be that you won’t have previously received any funding for a course that leads to this kind of registration. If you have, please be aware that this may affect your entitlement to support.

      Already registered with the NMC?

      We understand that already registered Adult/Mental Health nurses may want the opportunity to obtain an MSc. If you are already registered, you may be unable to apply for funding. We recommend you carefully consider how you will meet your cost of living during your studies and plan accordingly for this. You may also wish to research charitable funding options, or other more unique funding routes, and can find a starting point for this research within the ‘Postgraduate’ section above and through www.uws.ac.uk/trusts. Please be advised that there is no guarantee that a source of funding will exist for you and we would recommend you start this research as early as possible. Please also note that you would not be able to apply to the SAAS Postgraduate Funding Scheme for this course.

       

       

    • Refugee and Asylum Seeking Students
      +-

      Normally, the Scottish Government will only provide financial support towards higher education for students who are from Scotland, or who have ‘settled status’ in the UK. However, there are some exceptions to these rules so it is important you do your research. 

      We have provided some information below, but would encourage any potential student to contact Student Awards Agency Scotland (SAAS), who is the agency of the Scottish Government who administers student funding. 

      You should also consider carefully what type of support might be available to you as some students may only be eligible for Tuition Fee Support, while others may be eligible for a full package which includes Living Cost Support.

      Nb: The ‘relevant date’ is 1st August for courses starting in September.

      Syrian nationals who have entered the United Kingdom through the Syrian Vulnerable Persons Relocation Scheme (VPRS) are eligible for the same student loans, allowances, fee support and living cost support from Student Awards Agency Scotland (SAAS) as Scottish students. You must meet the following conditions:

      • Are a Syrian national who has been granted humanitarian protection to enter the UK under the Syrian VPRS; and
      • Have been ordinarily resident in the United Kingdom and Islands at all times since you were granted Humanitarian Protection; and
      • Are ordinarily resident in Scotland on the relevant day 

      Or

      • is the spouse, civil partner or child of a person above and;
      • is ordinarily resident in Scotland on the relevant day
      You can read more about this type of funding, including how you can apply, in the sections above.

      Those granted asylum in the UK
      If you made a claim for asylum in the UK, and following this, the Home Office grant you refugee status, Humanitarian Protection (HP) or Discretionary Leave (DL) in the UK, you will be eligible to apply for full support if you meet the conditions set out below.
      • You have been ordinarily resident in the UK since the Home Office granted you such status, and 
      • You are ordinarily resident in Scotland on the relevant date. 
      Asylum Seekers
      If you are a young asylum seeker, and you meet the conditions set out below, you can request that UWS grant you home fee status and can apply to SAAS to have your fees paid. You are not eligible to receive living-costs support until the Home Office has made a decision on your asylum application and granted you refugee status, Discretionary Leave or Humanitarian Protection in the UK.
      •  You are the child of an asylum seeker or a young asylum seeker. 
      •  You made an asylum application to the Home Office before 1 December 2006.
      •  You are under 25 on the relevant date. 
      •  You are resident in Scotland on the relevant date. 
      •  You have been resident in Scotland during the three years immediately prior to the relevant date. 
      If you do not meet these conditions, you will not be eligible to apply to SAAS for any financial support, but you can request that UWS grant you home fee status. This means you would have a much smaller tuition fee to pay, but you should carefully consider how you might be able to meet this cost, as well as your living costs.

      Trust Funds/Scholarships
      Whether they are called trusts, scholarships, endowments, grants or bursaries, there are many alternative sources of funding that may help you through your studies. The world of trust funds is massive, with lots of different funds, each with their own eligibility criteria and application processes. Because of this we are unable to offer bespoke advice about what you might be eligible for, but whether you are looking for grants to pay tuition fees or top up your living cost support, we have an excellent starting point for your research here. We recommend you consider this webpage as the starting point of your research and use it as a signpost to other resources.

      There is no guarantee that a fund will exist for you, but it is certainly worth researching as early as possible. If we discover a fund that is relevant to any of our students, we will include it on this page.
       

       

    • EU Undergraduates
      +-

      If you are an EU national, you may be able to apply to have your Tuition Fees paid if: 

      - You are taking a course of full-time study in Scotland and plan to graduate in Scotland.*

      - You do not already have a degree for which you received support from your home country, another EU member state or the European Social Fund.   

      You should apply to an agency of the Scottish Government known as SAAS (Student Awards Agency for Scotland) and can find further details, as well as the online application, on their website here

      Please Note: Funding for eligible EU students is restricted to Tuition Fees only. You cannot apply for any further bursaries or loans through the Scottish Government so it is important you plan ahead and have enough funding to meet the cost of living in Scotland.  

      Please visit our Money Advice page for information on how you can make your money go further. This includes information on housing, food, banking and lifestyle choices.

      While the university can accept applications from all students for help meeting the cost of childcare, you will be unable to claim any further funding, such as discretionary or hardship funds, to help meet your living costs. You should therefore ensure you carefully consider the financial implications of study and take the time to plan ahead appropriately.

      *SAAS will not pay your tuition fees if you are studying in Scotland for one year as part of your course at your home institution, to which you will transfer credits, return to and graduate from.   

      Erasmus

      If you are at UWS as part of the ERASMUS programme, you are unable to claim funding through the Scottish Government and should seek advice about funding through your home institution.

      Please visit our Money Advice page for information on how you can make your money go further. This includes information on housing, food, banking and lifestyle choices.  Please also note that, as above with other European students, while the university can accept applications from all students for help meeting the cost of childcare, you will be unable to claim any further funding, such as discretionary or hardship funds, to help meet your living costs. You should therefore ensure you carefully consider the financial implications of study and take the time to plan ahead appropriately.

    • International
      +-

      The Scottish Government does not provide any statutory student funding to International students studying in Scotland. To find out everything you need to know about being an international student at UWS, you should visit www.uws.ac.uk/international-students

      The University does offer several scholarship and incentive schemes. You can find full details online here.

      The Alternative Guide to Postgraduate Funding

      There are lots of alternative sources of funding, like charities and trusts, that can help fund your postgraduate studies. These can include grants that can pay tuition fees, living cost support and funding for research expenses. The Alternative Guide to Postgraduate Funding is a web resource that UWS subscribe to, making it free for our students and prospective students to use. 

      You can use the Alternative Guide to search a funding database of over 600 charities and trusts and access comprehensive guidance on how to produce a high quality application. 

      Accessing from a campus PC? Click here and you can automatically log in without creating an account.

      Already have a UWS email account? Simply click here and you can create an account in less than 30 seconds

      Are you a prospective student? We understand you won’t be able to access our campus PC’s nor will you have a UWS email address. Simply email us and we will send you a PIN to access this resource.

      Please visit our Money Advice page for information on how you can make your money go further. This includes information on housing, food, banking and lifestyle choices.

      While the university can accept applications from all students for help meeting the cost of childcare, you will be unable to claim any further funding, such as discretionary or hardship funds, to help meet your living costs. You should therefore ensure you carefully consider the financial implications of study and take the time to plan ahead appropriately.

    • Paying your own tuition fees
      +-
      If you need to pay all or part of your tuition fees yourself, you will need to do so through the Finance Department. You can find information on how much it costs to study at UWS here.

      If you are paying your own tuition fees, it is important to remember that UWS are extending you a credit facility by allowing you pay these through a payment plan rather than in one instalment. You will have to make a payment before being able to enrol and will then have to make monthly payments. If you do not adhere to your agreed payment plan, also known as defaulting on your payments, we may be unable to extend this facility again.
  • Alternative Sources of Funding

    If there isn’t a statutory source of funding for you or your course, you may wish to consider more alternative options, such as those detailed below. It is important to do your research though, as some of these options can have an impact on your finances.

    • Trust Funds and Scholarships
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      Whether they are called trusts, scholarships, endowments, grants or bursaries, there are many alternative sources of funding that can help you through your studies. The world of trust funds is massive, with lots of different funds, each with their own eligibility criteria and application processes. Because of this we are unable to offer bespoke advice about what you might be eligible for, but whether you are looking for grants to pay tuition fees or top up your living cost support, we have an excellent starting point for your research here . We recommend you consider this webpage as the starting point of your research and use it as a signpost to other resources.

      You can also use this webpage to identify any source of funds we administer that you may be eligible to apply for.

      International students should also look here for any scholarships or incentive schemes offered by UWS.

    • The Alternative Guide to Postgraduate Funding
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      There are lots of alternative sources of funding, like charities and trusts, that can help fund your postgraduate studies. These can include grants that can pay tuition fees, living cost support and funding for research expenses. The Alternative Guide to Postgraduate Funding is a web resource that UWS subscribe to, making it free for our students and prospective students to use.

      You can use the Alternative Guide to search a funding database of over 600 charities and trusts and access comprehensive guidance on how to produce a high quality application.

      Accessing from a campus PC? Click here and you can automatically log in without creating an account.

      Already have a UWS email account? Simply click here and you can create an account in less than 30 seconds

      Are you a prospective student? We understand you won’t be able to access our campus PC’s nor will you have a UWS email address. Simply email us and we will send you a PIN to access this resource.
    • Professional Career Development Loans
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      Professional and Career Development Loans are bank loans to pay for courses and training that help with your career or help get you into work. You may be able to borrow between £300 and £10,000 and apply through Barclays or the Co-Operative Bank. Loans are usually offered at a reduced interest rate and the government pays interest while you’re studying.

      These loans are different to the student loan you may have received as an undergraduate student as you must repay the loan once you graduate, whether you are working or not, and whether or not you completed the course.

      More information, including details about how to apply, is available from the official government website here.

      While it is important to look at the official information, you will also find some very helpful information about Professional Career Development Loans at moneysavingexpert.com here .

      You should shop around when you want to borrow money and compare the interest rates being offered to ensure you get the best deal.
    • Credit Unions
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      A credit union is owned by its members and is essentially a community based savings and loans provider. Without the pressure of making profits, many credit unions are able to provide competitive financial services to local people who may not be eligible to borrow from banks and who may have needed to resort to very expensive payday lenders. Credit unions aim to help you take control of your money by encouraging you to save what you can, and borrow only what you can afford to repay, therefore preventing people from ending up in a financial pickle.

      If you plan ahead for your studies, you can start saving with your local Credit Union. If you then need to borrow to pay for your studies, your Credit Union can offer you affordable, ethical and competitive rates of interest. It is important to remember that borrowing money can have a big impact on your finances. You should consider very carefully whether you can afford any repayments and should always do your research before making a commitment.

      You should shop around when you want to borrow money and compare the interest rates being offered to ensure you get the best deal.

      We work closely with Renfrewshire Wide Credit Union, based only a stone’s throw away from the Paisley Campus, but Credit Unions exist in many communities and you can find yours by visiting www.findyourcreditunion.co.uk
  • If things don’t go according to plan…

    • Interrupting your studies temporarily
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      If extenuating circumstances are affecting your studies and you feel you might benefit from taking some time out, interrupting your studies might be an option you wish to consider. Everything you need to know about this can work is detailed in our guidance leaflet.

      Pre. Registration Nursing and Midwifery students should talk to their School directly about options for taking time out form study as the rules are slightly different.
    • Leaving your course
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      If you are thinking of leaving your course, the first thing you should do is talk to someone about why you feel this way. If you are struggling, either academically or with personal issues, you might find that there is help available.
      - Talk to your personal tutor or programme leader. They can often refer you to the many support services available at UWS.
      - Come to the Student Link to find out what support is on offer through Student Services. You may find the support you need to stay on your course, through services such as Counselling, Funding and Advice and Disability Support.

      Impact:
      Leaving your course is likely to have an impact on your funding entitlement, not only for the remainder of the academic year, but for any future study you want to do. Seek tailored advice from the Funding and Advice Team to ensure you are making an informed decision.

      It’s important any withdrawal from your course is done correctly so read our Step by Step guide.
    • Resits in August
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      If you didn’t pass everything first time around, you will have other opportunities. The normal resit diet is in August but you shouldn’t wait for your results to apply to your funding body for support for your next year of study. The fees you have paid in September cover the resit diet in August so you usually don’t have any further fee to pay. You don’t get any extra student loan or bursary support. 

      If you pass everything in the August resit diet, you can move onto your next level of study without any problems. If things do not go to plan see ‘Carrying forward resits into your next year’ and ‘Taking time out to do resits’.

    • Carrying forward resits into your next year
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      If you don’t pass your assessments in the August diet, or are unable to attempt them, you may be able to carry forward some outstanding modules but this depends on your level of study and how much you have to carry forward. You can talk to your personal tutor or course leader about this. 

      If you do carry forward outstanding modules, you normally do not need to pay any extra tuition fees unless you have exhausted your three attempts and need to start the module again from the beginning.

      It is also very important to consider how you might cope with more than the normal 6 modules in an academic year. If you struggled before, you might want to avoid any additional pressure and consider taking time out to complete your outstanding modules before progressing to your next level of study. There are various ways of doing this noted in the ‘Taking time out to do resits’ section. 

    • Taking time out to do resits
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      If you can’t progress with your outstanding modules or would prefer not to carry them with you into your next level of study, there are various options available that would allow you to complete your modules before progressing. SAAS funded undergraduates can also check out our handy guide to understanding your options.

      Assessment Only*: 
      Assessment only is a status that the University uses for students who can’t/don’t progress to their next level of study in the new academic year because they have outstanding assessments. Students in this category will usually still have one or more of their three attempts remaining so do not have to pay tuition fees. Instead, you would only pay a £40 registration fee. 

      Assessment only students are not required to attend so do not qualify for any student support through SAAS or other funding body. This means you can’t get a student loan to help meet the costs of living. In addition, you do not become eligible for any benefits that you couldn’t get as a full-time student (for example, Job Seekers Allowance).

      Many students would find it very difficult to support themselves without any student loan or benefit income. If you don’t want to be assessment only, there are options but you should speak to a Funding adviser to ensure the advice you get is tailored to your circumstances and you understand your options.

      * This is not suitable for modules for which you have a re-attend decision.

      Part-Time: 
      If undertaking your assessments as an assessment only student does not appeal to you, you may wish to consider spending the year as a part-time student. You will be able to undertake your outstanding modules as a part-time student which would allow you to attend all the classes and would mean you could access the benefit system if you were eligible.

      Studying on a part-time basis would incur a fee but there are methods of funding available that may suit you. You should check out the Part-Time section above.

      Part-time students do not apply for a student loan or bursary, but many can apply for help meeting the costs of books, travel and childcare that you incur directly as a result of your part-time study.

      Full-Time: 
      If you’d like to continue being a full-time student, it may be possible to undertake your outstanding assessments on a full-time basis. This would incur the full-time fee but you may be able to claim a student loan. You should think carefully about whether this is the best option for you and should discuss this with an adviser.

      What is the +1?
      From the 2013-2014 academic session, SAAS (for Scottish Undergraduates only), changed to allow most students to get an extra year of funding for their full-time studies. If you have not previously used the false start or repeat year funding rules, you may still have access to this +1 which would allow you to get the full funding package to repeat your year of study. (Tuition fee, bursary and loan)

      When to use the +1:
      You only get once +1 so it is important you carefully consider the options available to you before exhausting your +1. For example, if you fail one module in your first year, you may wish to be assessment only or part-time to re-do this module instead of exhausting your +1 so early on and for only one module.

      Students from elsewhere in UK

      You may have access to an extra year of funding from your own funding body. You should contact your funding body for clarification.