Money & Debt Advice

Choosing to become a student can have a big impact on your budget. Once you know what funding is available to help you through your studies, it is important to start thinking about what you’ll need to spend it on, and how far it will stretch. You may need to reassess your current spending to account for a reduced income and to avoid any budget mishaps. However, no one is going to tell you what you should or shouldn't spend your money on – that is up to you. This section offers advice and guidance to help you manage your money and make the right financial choices for you and your family.

Find out more about Budgeting and Planning
Budgeting and Planning

A budget is possibly the single most important tool for effectively managing your money.

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Find out more about Lifestyle
Lifestyle

Your lifestyle choices will have a massive impact on your UWS budget.

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Find out more about The Home
The Home

While you study at UWS, the cost of running a home, whether rented or owned, is likely to be the most significant part of your budget.

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Find out more about Food
Food

Buying food, whether for a family or just for you, is an essential expense.

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Find out more about Travel
Travel

If you don't live close to campus, chances are that travel costs are going to be an essential part of your budget while you study at UWS.

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Find out more about Banking
Banking

Find out the best deals and where to save your hard-earned money while a student at UWS.

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Find out more about Saving
Saving

Find out where to save your money and the best options for your finances.

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Find out more about Debt & Borrowing Money
Debt & Borrowing Money

As a student, it is important to stay on top of your debt so things don’t spiral out of control. There is a lot of help available at UWS and externally if you find yourself in a difficult situation.

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Find out more about Benefits
Benefits

Becoming a student can have an impact on your entitlement to certain benefits.

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Find out more about Cost of Living
Cost of Living

The impact of the cost-of-living crisis is being felt right across our economy and society. This page offers helpful advice on how to navigate your way through the crisis.

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Find out more about Living costs in the UK
Living costs in the UK

International students coming to live in the UK and study at UWS are responsible for providing and managing their own finances for both study and living costs.

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Last updated: 27/10/2023